Team Updates

Should I Buy a Home or Should I Just Rent?
2 May 2025

Should I save up to buy a place or should I could I go out right now and just rent out an apartment or a house? Yeah that's a really good question especially for any young person who's in their parents basement looking to get out because it is a big financial decision. Housing will always be the major part of your budget whether you're renting or owning it's going to cost a lot of money so my suggestion is to stay in your mother's basement as long as possible and invest that money and have that grow for as long as you comfortably can. When it comes time to move out it really depends on your own personal situation if you can afford to buy and if owning a home is going to suit your own personal needs. Yeah. So what would be the benefits of buying over renting? Well if you own your own house the nice thing about that is you know your cost so it may be expensive because you have to come up with your down payment initially but in the long run you know that your mortgage payments $1200- more than likely it's going to stay at that and in fact when you do your mortgage term you're guaranteed for 5 years or 10 years whatever term you want to commit to that that's all you're going to pay where if you're renting you can pretty much be assured that if you start off at $1200- in year one that next year it's going to go up to $1250- or $1300- but it is definitely going to increase in time. Real estate's really easy in a lot of ways because you can just look back in history and see well what happened 10 years ago? What happened 20 years ago? Well 20 years ago a one bedroom cost $600- a month now you're looking at 12 or $1400- a month or more right and same thing with housing you know that 20 years ago you could buy a nice house in Crestview for $85,000 now that nice house is going to cost you $400,000 or more but the good news is if you had bought 20 years ago you'd still be making the mortgage payment on that you know and your payment may only be $600 a month Yeah. Right but if your lifestyle doesn't suit owning meaning that you're not sure where you're going to be in 2 3 years or how your life's going to change or you might be wanting to travel renting could be a great option for you because houses can be expensive if you get in the wrong house and you have a lot of expenses like say you have to start doing roofs or you have to do your hot water tank and furnace that can add up very quickly and if you're on a limited budget these things can really be tough on you. Absolutely. It feels a little bit discouraging to know that everything was so much cheaper 20 years ago and I should have bought my house when I was 2 years old but there is no time like right now. Right. Like you were saying earlier. right? That was the same thing when I was your age instead of buying a house for $80,000 in Crestview when I was 20 years before me it was you could've bought that same house for $40,000 and then likewise 20 years before that you could've bought for $20,000 so I'd say real estate is pretty easy cause you know where it's been in the past and more likely where it's going to go in the future and houses exactly what what I said is just like planting a tree, best time to plant a tree? Right now. Yeah. Second best time? Or actually the best time was 20 years ago. Oh yes, yes second best time, so right now. Yeah, yeah So when coming to buy a house don't make the mistake of waiting too long because prices will definitely go up in the future rent prices will go up in the future and as a young person starting out a good idea is to buy a house and then have a friend rent with you like share the cost but you're the one who's owning it and they're helping build your equity

so every year that you're you know if your payment say $1200- a month you're putting you know over time more than half of that is going to go to paying down your mortgage which means directly building your wealth. Absolutely and if your friends helping you pay the rent you know it's going directly to your mortgage you don't have to worry about that Yeah. And that's really good that's very good advice dad, thank you.


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4 Signs That Your Agent's Marketing Your House Part 1

30 April 2026
4 signs that your agent's marketing your house not just listing it. The first one's easy and it starts before the list date. It has to do with having a coming soon like premier movies or a sneak peek. Top agents will have great hype around social media sending out emails calling potential clients and networking among top agents. www.JudyLindsay.com 204.925.2900

Please, Please, Please Don't Spend Money On Your Home!

23 April 2026
Please, please, please don't spend money on your home. A countless amount of times we go into clients homes where they just finished renovating and they did the wrong things or they didn't need to renovate at all. Give us a call first, we can come in and advise you on what things you should do or more importantly what things you don't need to do. This way you're not going to waste time or money and the best thing is you will maximize the sale of your house. www.JudyLindsay.com 204.925.2900

Winnipeg Market Update April 2026

9 April 2026
Prices right now in Winnipeg are going crazy we've seen multiple places sell for over $100,000 over asking price we had a property with 24 offers on it and we've been in this kind of environment before and there's a mistake that a lot of homeowners make when selling their property but first what happened in the Winnipeg real estate market in March. In March in Winnipeg we saw house sales down 8.5% over last year but prices up 2.6% in condos we saw sales down 18.1% however prices were up 14.5% Now the stats are what the stats are but what we're not seeing is the reason why these prices are going so high on some of these houses and the reason is simple supply and demand. In areas like Whyte Ridge we've only seen 8 sales so far this year, Linden Woods 7 sales, Waverley Heights 4 sales, so when these houses do come to market we're seeing massive bidding wars and that's why it's so important in this market, and we've seen it at times before where in this market Realtors can get sloppy or even as sellers they don't do their full due diligence as far as who they're hiring to market their property and it is so important because the difference is your house might sell doesn't matter who you list with because there's such demand in the marketplace but the question is with truly good marketing how much more could you have gotten for your house? So give us a call for a free consultation and we can show you exactly what our marketing plan can do for you. www.JudyLindsay.com 204.925.2900

Now The Stats Are What The Stats Are

2 April 2026
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What Does The Judy Lindsay Team Have?

19 March 2026
What we have here at Judy Lindsay are Buyer Specialists and Listing Specialists. They don't take care of admin tasks, they take care of sales, that's what they've been doing, they've been doing it for I think our youngest guys maybe 6 years, our top guys are like 27, 40 years in the business. They are great at sales, I dare you to test our Team and give us a call. www.JudyLindsay.com 204.925.2900

We're Here To Help

26 February 2026
We just got a call from a client and what they told us is that they didn't want to call us. What they meant was they were embarrassed to call us, their house was not in great shape and had a lot of clutter in it and this is something that I feel we really specialize in, is helping people in these situations, either in helping them get their house ready for sale by getting the junk out, removing garbage, help cleaning, helping with handyman stuff. We've been doing this for 26 years now, helping clients in this situation and for the last 10 years we've been doing our Instant Offer Program where if you don't want to go through with any of that hassle, maybe it's an estate sale, maybe you just want to get moving with life, maybe you've bought a better property and you really need to sell yours quickly. We do our Instant Offer in those situations too and you have the option. We will come out and give you the assessment tell you what we think, if it sounds great we can go ahead, if it doesn't sound okay that's no problem too but the end of the day don't be embarrassed to call us, we are here to help you. We've been doing it for a long time and we do a really good job at it. www.JudyLindsay.com 204.925.2900

2026 Consumer Choice Award Winner

19 February 2026
I just came in the office and look what I found another Consumer Choice award! This is the 8th year now that we've won this and I just wanted to say thank you first off to my staff, they do an amazing job this is the reason why we get the awards is because they take such good care of all of our clients and to our clients that continue to call us back and give us referrals and vote us for this. We couldn't do it without you voting for us and putting us in this position to win this award. Thank you very much. I continue to look forward to working with my staff in the future and all of our clients and your referrals. Thank you again. www.JudyLindsay.com 204.925.2900

2027 Property Tax Assessment

13 February 2026
Did you just get one of these in the mail？This is the 2027 property assessment notice that's sent out by the City of Winnipeg. Every year, I've been doing this for 26 years now, and every couple of years when the city does this we get tons of calls from people asking is this what my house is really worth? and in most cases yes, it is. We saw two years ago almost a 10% increase in properties here in Winnipeg and last year was a 5% increase and that pretty much aligns with where these property values are. Let me explain it real quick for you. So here's an example of a tax bill sent out by the city. On here you will notice an assessed value and this will be the new 2027 tax we'll show you 2025 value there and you pay a portion percentage of it so in this case it's 45% which equals out to a portion value in this case $152,550 and then they use that value for your school taxes so $152,550 times the percentage that the city determines equals out to $1,900 in this case same thing with municipal taxes $152,550 times by the again the predetermined number by the city comes out to $1,970 and that's how they determine your overall taxes to be paid. Now having said all that if you think your taxes are too high or your property is assessed at a too high of value give us a quick call we can run some numbers for you that can prove to the city that they are taxing you too high and you can take that information to them and hopefully have your taxes reduced. www.JudyLindsay.com 204.925.2900

Winnipeg Market Update February 2026

5 February 2026
January is such an important month in real estate I'm going to explain why but first let me tell you the numbers for this January. In January in Winnipeg we saw house sales decline 24% over last year but prices rise 1.9% In condos we saw sales decline 42% over last year and prices fall 4.3% Now what's so important about January numbers is that it gives us an indication of what the rest of the year is going to look like and by these numbers it shows us that we haven't seen a lot of sales which means there's not a lot of supply on the market and we're seeing prices push higher and that's kind of what we're going to expect to see in the near term anyways. So if you're thinking of selling now is a great time to start planning give us a call 204.925.2900 We look forward to working with you.

January & February Can be Great Months to Sell Into

22 January 2026
Well 2026 is off to a great start! On the houses that are going to market we're seeing multiple offers coming in, tons of showings and great intensity so if you're thinking of selling, and I say this every year, January and February can be great months to sell into but if you're not quite ready to sell, don't force it to market. It's always better to have your house show its best first, which means give us a call, we have people that can help you with decluttering, cleaning, doing any little fixes to make sure it's ready to go to market. This way not only will you sell in the best market but your house will show its best and you'll get top dollar for it. www.JudyLindsay.com 204.925.2900