Team Updates

Should I Buy a Home or Should I Just Rent?
2 May 2025

Should I save up to buy a place or should I could I go out right now and just rent out an apartment or a house? Yeah that's a really good question especially for any young person who's in their parents basement looking to get out because it is a big financial decision. Housing will always be the major part of your budget whether you're renting or owning it's going to cost a lot of money so my suggestion is to stay in your mother's basement as long as possible and invest that money and have that grow for as long as you comfortably can. When it comes time to move out it really depends on your own personal situation if you can afford to buy and if owning a home is going to suit your own personal needs. Yeah. So what would be the benefits of buying over renting? Well if you own your own house the nice thing about that is you know your cost so it may be expensive because you have to come up with your down payment initially but in the long run you know that your mortgage payments $1200- more than likely it's going to stay at that and in fact when you do your mortgage term you're guaranteed for 5 years or 10 years whatever term you want to commit to that that's all you're going to pay where if you're renting you can pretty much be assured that if you start off at $1200- in year one that next year it's going to go up to $1250- or $1300- but it is definitely going to increase in time. Real estate's really easy in a lot of ways because you can just look back in history and see well what happened 10 years ago? What happened 20 years ago? Well 20 years ago a one bedroom cost $600- a month now you're looking at 12 or $1400- a month or more right and same thing with housing you know that 20 years ago you could buy a nice house in Crestview for $85,000 now that nice house is going to cost you $400,000 or more but the good news is if you had bought 20 years ago you'd still be making the mortgage payment on that you know and your payment may only be $600 a month Yeah. Right but if your lifestyle doesn't suit owning meaning that you're not sure where you're going to be in 2 3 years or how your life's going to change or you might be wanting to travel renting could be a great option for you because houses can be expensive if you get in the wrong house and you have a lot of expenses like say you have to start doing roofs or you have to do your hot water tank and furnace that can add up very quickly and if you're on a limited budget these things can really be tough on you. Absolutely. It feels a little bit discouraging to know that everything was so much cheaper 20 years ago and I should have bought my house when I was 2 years old but there is no time like right now. Right. Like you were saying earlier. right? That was the same thing when I was your age instead of buying a house for $80,000 in Crestview when I was 20 years before me it was you could've bought that same house for $40,000 and then likewise 20 years before that you could've bought for $20,000 so I'd say real estate is pretty easy cause you know where it's been in the past and more likely where it's going to go in the future and houses exactly what what I said is just like planting a tree, best time to plant a tree? Right now. Yeah. Second best time? Or actually the best time was 20 years ago. Oh yes, yes second best time, so right now. Yeah, yeah So when coming to buy a house don't make the mistake of waiting too long because prices will definitely go up in the future rent prices will go up in the future and as a young person starting out a good idea is to buy a house and then have a friend rent with you like share the cost but you're the one who's owning it and they're helping build your equity

so every year that you're you know if your payment say $1200- a month you're putting you know over time more than half of that is going to go to paying down your mortgage which means directly building your wealth. Absolutely and if your friends helping you pay the rent you know it's going directly to your mortgage you don't have to worry about that Yeah. And that's really good that's very good advice dad, thank you.


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Winnipeg Market Update December 2025

11 December 2025
What is the biggest mistake that homeowners make this time of year if they're thinking of selling in the Spring? But first, what happened in the Winnipeg Real Estate Market in November. In November in Winnipeg we saw house sales down 7.3% and prices down slightly at 1.3% In condos we saw sales down 23.1% and prices down 2.9% Obviously the numbers aren't fantastic in November but we'll see how December looks one month doesn't make a trend. Now the biggest mistake I see people making this time of year is that they say they're going to sell in the Spring but when they think Spring they think May/ June when they really should be thinking February/March because February March you always see a very high intensity to the market because there's not a lot of supply on the market which means you need to get us out now in December or early January to start making a plan this way not only will your house sell faster but you'll get more money for it as well. www.JudyLindsay.com 204.925.2900

Winnipeg Market Update November 2025

12 November 2025
What is the one calculation you want to make sure you're doing if you're thinking of selling your house in November or December but first what went on in the Winnipeg Real Estate Market in October. In October in Winnipeg we saw house sales down 14% over last year and prices down 1.4% In condos we saw sales down 33% but prices were up at 12.6% Now the numbers in October don't seem great however one month doesn't make a trend so we'll see what the market does in November. Now if you're thinking of selling or buying a house in November or December the one calculation you want to make sure you're aware of is well I said a friend who was thinking of selling their house and they said that we're gonna wait until February or March because we feel that the markets going to be better then and we'll hopefully make 2% more if we sell next year and that does usually happen in the last number of years where we see an increase in price going into the next year. Now the only problem with that is it's going to cost him approximately $2,000 a month to hold on to his house from now until not only February but if possessions not till March or April it could end up costing an extra 10 or $12,000 so it's important to make sure you do the calculation to figure out is it worth it even if the market is going to be up 2% next year is it worth it to hold on to your house and sell then or is it better to take profits now and get out and be done with it. It's also important if you're looking to buy because this time of year is a great time of year to buy because you can buy now and get that price bump coming into February or March next year. www.JudyLindsay.com 204.925.2900

We're Doing Our 3rd Annual Spooktacular Trick or Treat Event!

24 October 2025
Hey everyone, just in case you didn't see it, next Friday on Halloween day, we're doing our 3rd Annual Spooktacular Event which is a community, free event that runs from 10 til 4 It's in coordination with all the businesses on Portage from Lyle down to Moorgate and you can pop in. It's a safe environment for a little one it's a really great event I have to say thanks to Deanna at my office, she always does a great job in doing all this so and if you can't make it to that event she also has candy at the office for little ones. Call my office and we'll have little packages set aside as well so hope to see you guys there!

Winnipeg Market Update October 2025

8 October 2025
If you don't want to lose money selling your house in the Fall you have to do these three things but first what happened in the Winnipeg Real Estate Market in September. In September in Winnipeg we saw the average price of a house increase 3% over last year and we saw sales increase 4.4% in condos we saw basically no change in the average sale price and sales decrease 23.3% As you can see the numbers in September are very strong and we expect this to continue into the Fall however, the Fall market is always the same it's very very strong until the weather changes and it can fall right off which is why there's three things you have to do or you will lose money selling your house in the Fall. No. 1 make sure it's priced properly No.2 make sure it's marketed well with great quality videos and pictures and aerial photos and finally No. 3 is making sure your house is staged well so it will absolutely show its best. www.JudyLindsay.com 204.925.2900

Happy Pies-Giving!

26 September 2025
Last year we gave out over 400 pies to friends and clients as a way of saying “Thank You” This year we don’t want anybody to miss out on getting pies so if you’d like a pie, call my office 204.925.2900, we’ll get you put on a list, this way you won’t miss out on any pies !

Book Your Green Photo Now!

18 September 2025
Even though September and October can be great months to sell in it can turn quickly depending on the weather which means don't wait to have pictures taken of your yard. Right now everything looks wonderful but come the Fall and come Winter buyers won't know how wonderful it is. This is why we will send out a professional photographer for free right now to get those pictures taken so when it does come time to sell you'll have access to these pictures and your home will absolutely show its best getting you more money and selling more quickly. www.JudyLindsay.com 204.925.2900

Winnipeg Market Update September 2025

11 September 2025
Don't do this if you're thinking of selling this Fall or Winter but first, what happened in the Winnipeg Real Estate Market in August. In August, in Winnipeg, we saw sales down 11% but prices increase 4.7% In condos we saw sales down 24% and a small increase in price of .003% Exactly as we thought, August turned out to be a great month. Strong sales, increase in pricing and we expect the same thing to happen going into the Fall however, even though September and October can be great months to sell in it can turn quickly depending on the weather which means don't wait to have pictures taken of your yard. Right now everything looks wonderful but come the Fall and come Winter buyers won't know how wonderful it is. That's why we will send out a professional photographer for FREE right now to get those pictures taken so when it does come time to sell you'll have access to these pictures and your home will absolutely show its best getting you more money and selling more quickly. www.JudyLindsay.com 204.925.2900

I'm Upset

28 August 2025
Ryan? Can you come here for a sec？Hey, what's up？OK, come have a seat. I'm really upset with you. I'm upset, because you didn't give anyone else a chance for employee of the month. Everyone here in the office voted, not only for sales, but also for helping out everybody in the office, they voted you employee of the month so I've got to give you this and I'm also going to give you the parking stall closest to the office as well but I also wanted to say that I appreciate you're doing, not only for our clients but also for the staff inside the office and keep up the good work!Hey thanks! www.JudyLindsay.com 204.925.2900

Winnipeg Market Update August 2025

12 August 2025
If you're buying a house in Winnipeg right now or thinking of buying a house I'm going to give you a great tip that's going to literally save you tens of thousands of dollars but first let me tell you what's going on in the Winnipeg real estate market. In July in Winnipeg we saw house sales fall 6.2% but prices increase 4% In condos we saw sales decline 23% but prices increase 7.4% As expected the market continues to be very strong in Winnipeg. How are you going to save tens of thousands of dollars if you're thinking of buying a house right now or in the near future? Well, pay attention to the market in August. Every August it's the exact same thing. We see houses come to market and for one reason or another they get missed, maybe it has to do with kids going back to school, life just being busy at the end of August but certain houses get missed. We just had a client last week they probably got this house for $20,000 under what they would have paid for it if they'd bought it in April or May but right now pay attention to these houses they're going to come to market and not sell and you just have to be on them and you can get really good buys right now. www.JudyLindsay.com 204.925.2900

Winnipeg Market Update July 2025

3 July 2025
As a Realtor the No. 1 thing I would never do when selling my house in the Summer. But first, what happened in the Winnipeg Real Estate Market in June? In June in Winnipeg we saw the average price of a single family detached house go up 12.5% over last year. We saw sales however, decrease 3.4% In condos we saw the average price increase 6.3% and sales were down 24.6% As you can see, the market in Winnipeg continues to be really strong. We're still seeing lots of bidding wars, increase in pricing and increase in sales. Now, the one thing I would never do if I was selling in the Summer, I wouldn't underprice my house. The reason is even though in July and August we still see lots of sales we don't see the same kind of intense demand that we see in March, April, May and June which means that if you underprice your house you may not get the same expectation of a high bidding war that you would have seen early in the year just due to the lack of demand because there's a lot more inventory on the market. www.JudyLindsay.com 204.925.2900